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To find the right mortgage for your financial situation, use our mortgage calculator as a guide to figure out your estimated monthly payments, interest and principal rates, and the length of the mortgage.

Generally, a mortgage payment consists of PITI: Principal, Interest, Taxes, and Insurance. Principal is the monthly payback of the loan amount; Interest is the monthly payment of the cost to borrow the principal amount; Taxes consist of Real Estate taxes, which is paid to a local government agency; and Insurance deals with Homeowners insurance and any mortgage insurance (paid to protect the mortgage company). Buyers should also be aware that there are many types of mortgages, two of the most popular mortgages are: fixed and adjustable. Fixed mortgages have fixed interest rates and terms (e.g., 15 or 30 years). Principal payment and interest won’t change during the term, and both the interest rate and term are determined at the beginning of the mortgage. Adjustable mortgage rates, or ARM, are different from fixed mortgages in that the interest rate will go up or down depending on the current interest rate levels. The same can be said about the monthly principal and interest payments.
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* (30 years = 360 months, 25 years = 300 months, 20 years = 240 months) Please use any above calculated results as a guide. Receive the actual payment schedule from your lender in writing. This calculator works only if your browser supports Javascripts.
"Bob Lehmeyer Your Local Real Estate Expert
Specializing in Olivenhain, California"
Bob Lehmeyer, Local Real Estate Expert in Olivenhain California

Bob Lehmeyer
CA# 01397634
Direct: 619-379-1475
Fax: 858-384-6379
Archstone Realty Group
15051 Cross Stone Drive
San Diego, California 92130

Bob is an experienced real estate agent who has been helping buyers looking to purchase real estate in Downtown San Diego, Point Loma, Point Loma Heights, El Cajon, Mission Hills-Hillcrest, North Park, Carmel Mountain, Encinitas, Leucadia, and Olivenhain. Backed by the resources of Keller Williams Real Estate, Bob has the support, technology and continuing education to stay abreast of local and regional market changes to ensure that his clients have the information they need to make the right real estate decisions. (more)